In Car Loan papers you may have been forced to sign many conditions.
But Law is Clear.
Car Loan Companies or their agents cannot forcibly take away your car for non payment of installments.
They have to follow procedures of law for taking back possession of car. They have to follow RBI Circular dated 24th April, 2009 and many other laws.
You can get detailed knowledge from following cases. You may find these cases on Google or in your lawyer’s office.
Citicorp Maruti Finance Ltd Versus S. vijyalaxmi reported in 2011 (12) Scale page 537 on page 543 in para 21
ICICI Bank Ltd versus Prakash Kaur 2007 Vol. 2 SCC page 711